Dream,Invest,Thrive
About Ruloans Financial
Ruloans Financial Services Pvt. Ltd.
RFSPL is an RBI-registered NBFC, licensed to operate as a non-banking financial company since March 4, 2020. RFSPL is reshaping the financial landscape with innovative solutions that empower businesses and individuals to thrive. Our transition into the NBFC business after decades of dedicated service in the financial sector reflects our commitment to evolution and innovation. At RFSPL, our core objective is to provide customers with a seamless borrowing experience. Specializing in customized loan products tailored to expand operations, increase revenue, and enhance business margins for MSMEs, we focus on areas such as Healthcare Financing, Unsecured Loans and Supply Chain Financing business.
Discover More →Our Featured Services
Healthcare Finance
We recognize the immense financial strain that medical bills can impose on individuals and families.
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Unsecured Personal Loans
Personal (Unsecured) Finance in India offers financial flexibility without collateral.
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Supply Chain Finance
We are committed to empowering businesses within the B2B2C model through our innovative Partner-Sourced Supply Chain Finance solutions.
Know More →Our Partners
What Our Partners Say
"Ruloans has been one of the most reliable and professional partners in our distribution journey. Their extensive network, technology-driven approach, and commitment to customer satisfaction resonate deeply with PayMe's values of responsible and inclusive lending. With Ruloans, we've been able to reach borrowers who truly need access to formal credit — and that makes this partnership not just commercially valuable, but deeply purposeful."
Mahesh Shukla
PayMe
“Ruloans was our first lending partner and has been instrumental in our growth journey from day one. Their trust, consistent support, and seamless collaboration have helped us serve customers with confidence and scale our business successfully.”
Chintan Panchmatiya
Rapid Money
"At Agrify, we’ve worked with many institutions on our journey to build India’s next- generation agri-trade infrastructure — but Ruloans stands apart. They came to us not as lenders, but as partners. They took the time to understand the nuances of agricultural commodity trade and crafted solutions that genuinely fit our business. The team is sharp, responsive, and deeply invested in the success of the companies they back. What sets Ruloans apart is the leadership of Ashish Runwal — a sharp, empathetic leader who understands what founders are building and what’s at stake. His vision shapes a culture that is purposeful, people-first, and built for the long run. We’re proud to have Ruloans by our side as Agrify scales, and look forward to a long partnership ahead."